Despite previously vacating and remanding a state Superior Court ruling in light of the justices’ landmark 2019 Gallagher v. Geico Indemnity decision, the Pennsylvania Supreme Court has declined to review the follow-up ruling by the lower court, which found that Gallagher had no bearing on its decision to affirm the denial of underinsured motorist coverage for a plaintiff who was injured when his motorcycle collided with a car.

In Petra v. Pennsylvania National Mutual Casualty Insurance, according to court documents, plaintiff Donald Petra was riding his motorcycle when he collided with an automobile owned and operated by Jason Nalewak. Petra was ejected from the seat of his motorcycle and hit the ground.