Talk to any law student about subrogation, and they will probably glaze over. Talk to most lawyers about subrogation who do not work in the field every day, and they will instantly fall asleep. Even lawyers who practice personal injury litigation frequently ignore subrogation, when they should worry about it a lot.

Enter Mutual Benefit Insurance v. Koser, 2023 Pa. Super. LEXIS 574, 2023 WL 8360563 (December 4, 2023) (Bender, P.J.E.).