Starting this week, a new approach to health insurance goes into effect, and the New Jersey State Bar Association is working to ensure members get the information they need to obtain health insurance, as well as learn about the practice issues related to the Affordable Care Act.
What is the Affordable Care Act?
The Affordable Care Act was an overhaul to America’s healthcare efforts. It was signed into law three years ago with the idea that all people should have access to affordable care and insurance. Several changes have already been made, including allowing young adults to stay on their parents’ health insurance until the age of 26, lowered drug costs for seniors on Medicare, expanded access to free preventative care, and outlawing lifetime limits on what insurance will cover.
What is happening now?
Under the Affordable Care Act people are required to have health insurance, starting in January. Employers must provide notices to employees about their insurance programs. Starting Oct. 1, people can compare benefits and purchase coverage through the Health Insurance Marketplace.
As an NJSBA member, how do I access the marketplace?
The NJSBA’s exclusive member benefit insurance broker, USI Affinity, has created a portal that will allow members access to the federal marketplace for medical, dental, vision, life, disability, personal and financial insurance. Starting Oct. 1, the portal will allow members to purchase insurance online, or discuss their options with a healthcare reform expert. To learn more, visit the NJSBA exchange at or call 855-874-0267. USI also expects to hold webinars for members on the exchanges.
What is the association doing to prepare lawyers practicing in New Jersey for the legal issues related to healthcare reform?
The association’s educational arm, the New Jersey Institute for Continuing Legal Education, is holding several seminars on the topic. They include:
  • 2013 Health Law Symposium – Nov. 1
  • Countdown to the Full Implementation of the Patient Protection and Affordable Care Act: What You, Your Firm, and Your Clients Need to Do – Nov. 16
  • Employment Law Roundtable: Current Issues in Employment Law – Dec. 17
To register, visit