A common complaint about arbitration is the delay caused by litigation. After all, arbitration is supposed to be faster and less expensive than litigation. If pre- and post-hearing trips to the courthouse unnecessarily delay the final judgment, then the parties’ intent is frustrated. As is often said: Justice delayed is justice denied.

The path of a dispute involving a credit card-holder in Williams-Hopkins v. LVNV Funding, Inc., A-3398-21, 2023 N.J. Super. Unpub. LEXIS 1787 (App. Div. Oct. 17, 2023), appears (as is all-too-often the case) particularly disappointing.