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Howard B. Epstein and Theodore A. Keyes

We recently passed the five-year anniversary of Hurricane Sandy, one of the most devastating storms ever to make landfall in the New York coastal area. The hurricane and the powerful storm surge caused damage and destruction in the region through flood, wind and related fires. It is now estimated that the storm caused approximately $19 billion in property damage in New York City alone. Private insurance claims for auto, home and business losses related to Hurricane Sandy have exceeded $18 billion and about half of those payouts went to New York state policyholders. See Katie Honan, “5 Years After Sandy, Here’s How NYC is Spending Billions in Federal Aid,” DNAinfo (Oct. 26, 2017).

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