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Michael Quiat, managing partner of Uscher, Quiat, Uscher & Russo, writes: It is now almost three years since the New York State Insurance Department issued Circular Letter No. 14 claiming it " . . . is drafting regulations that would prohibit the use of discretionary clauses in all new and existing accident and health insurance policies, life insurance policies, annuity contracts and subscriber contracts upon renewal, modification, alteration or amendment . . . " But as yet there is no hint of a regulation which would give New York citizens the force of law they need to level the legal playing field.
April 14, 2009 at 12:00 AM
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