Given the prevalence of spoofing, phishing, hacking and ransomware attacks, all businesses need to have appropriate cybersecurity insurance. But, will it cover you when the attack hits and for what? Sometimes yes, sometimes no and sometimes maybe!

The below cases make all too clear that counsel needs to review your insurance coverage in an attempt to make sure that your insurance covers as many contingencies as possible. What may appear on the surface of a policy to cover the dastardly deed a bad actor may inflict upon your company, it just might not!