Is there search logic in the state of Florida? This question has been the source of discussion among UCC commentators, a split among lower courts, and litigation that began in 2019 in the U.S. Bankruptcy Court for the Middle District of Florida, then made its way to the U.S. District Court, then to the U.S. Court of Appeals for the Eleventh Circuit, and finally, in August 2022, to the Supreme Court of Florida. And according to the Florida Supreme Court in the decision 1944 Beach Boulevard, LLC v. Live Oak Banking Co., No. SC21-1717, 2022 WL 3650803 (Fla. Aug. 25, 2022), the answer is a definite no.

But, what exactly is “search logic”? And, even more importantly, what does it mean if a particular jurisdiction does not have any?