ICLC Staff Writer

  • July 11, 2018 |

    Volcanic Eruptions and Your Homeowners Policy

    I see that the HO-3 appears to cover volcanic eruption, but not land tremors, earthquake etc. associated with the eruption.  Is the coverage limited…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    THE LATEST IN CANNABIS COVERAGE

    At the request of the California Department of Insurance, AAIS has developed a BOP policy for the cannabis industry. It has been filed in California but…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    Liquor Liability Coverages

    My question concerns the liquor liability exposure for a number of both profit and nonprofit social organizations with fully stocked and operated bar operations. …

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    Owner no Longer in Household

    We have a claim where the client has an HO-3 policy, but had turned it into a rental property 2 years ago. The insured used to live in the home, which…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    Liens and Mortgages on a Property

    We have a situation on a property claim that we filed on behalf of the mortgage company on a fire claim; the carrier paid $89,000. But they mailed it to…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    Backup of Sewers And Drains

    Cause of loss form is Special CP 10 30 10/12. Insured carries $250,000 of contents coverage only. Insured carries a Commercial Property Enhancement Endorsement,…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    WHO’S ALLOWED TO SHOOT AT DRONES?

    As drones became more popular and concerns arose about privacy and neighbors spying on neighbors, the topic of shooting drones out of the sky came up as…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    BREAKING NEWS: SELF-DRIVING VEHICLES HOUSE PROPOSAL HAS PASSED

    Summary: Just as we were becoming more used to the idea of self-driving cars, the legislation has been enacted to make the change from human operated to…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    COMPARISON OF HOMEOWNERS CHOICE FLOOD POLICY AND NFIP DWELLING FORM

    With the NFIP due to expire in September, and the past history of flood catastrophes and hurricanes, there is more and more interest in the private market…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    STANDARD HOMEOWNERS ENDORSEMENTS

    Tailoring to Coverage NeedsSummary: The coverages of the standard homeowners forms (Forms HO 00 02, 03, 04, 05, 06, and 08) are designed to provide the…

    By ICLC Staff Writer

    1 minute read

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