A pioneer Key West business family accused Illinois-based Zurich American Insurance Co. of wrongfully denying coverage for over $10 million in business losses blamed on closures imposed during the coronavirus pandemic.

Spottswood Cos. Inc., owner of Florida Keys staples such as the Key West Marriott Beachside Hotel, the Faro Blanco Resort & Yacht Club in Marathon and the Quiet Storm shop on Key West’s famous Duval Street, sued Zurich American for two counts of declaratory relief. Zurich American is the U.S. subsidiary of Switzerland’s Zurich Insurance Group Ltd.