The Connecticut Appellate Court recently affirmed a lower court’s judgment finding Liberty Insurance, Liberty Mutual and Safeco insurance companies had no duty to indemnify its policyholders under home, auto, or an umbrella policy, for an underlying a crash-related personal injury action.

The policyholders, Theodore and Kim Johnson, sought coverage from the plaintiffs after their minor son Aaron Johnson left home with a friend in the middle of the night Dec. 26, 2019, in his father’s 1997 Audi A4 2.8 Quattro. Aaron Johnson lost control and struck a telephone pole, injuring his friend, Jordan Torres, according to the opinion written by Judge Hope C. Seeley.