Insurance Law

  • The Legal Intelligencer

    How Big of a Problem Is It When Law Firms Own Pharmacies?

    By Max Mitchell | September 26, 2017

    Depending on who you ask, a workers' compensation firm having an ownership stake in a pharmacy is either an ethical quagmire or a practical way for law firms to provide quick and inexpensive coverage to injured workers who might otherwise be left to suffer while their cases are litigated.

  • The Legal Intelligencer

    Ex-Nelson Levine Chair Battles Ex-Partners Over Firm Breakup

    By Lizzy McLellan | September 26, 2017

    The ex-chairman of the now dissolved Pennsylvania-based firm Nelson Brown & Co., formerly known as Nelson Levine de Luca & Hamilton, wants to take his former partners to arbitration. For what exactly is still unclear.

  • The Legal Intelligencer

    Superior Court Rules Unlisted Resident Driver Exclusion Is OK

    By Max Mitchell | September 22, 2017

    A policy issued by Safe Auto Insurance Co. that excluded coverage for non-family members who live with the vehicle owner but were not specifically included in the policy is enforceable under the state's Motor Vehicle Financial Responsibility Law, the Pennsylvania Superior Court has ruled.

  • The Legal Intelligencer

    Geico Can't Halt Bad-Faith Claim in UIM Case, Court Says

    By P.J. D'Annunzio | September 22, 2017

    Geico can't put the brakes on a bad-faith case stemming from underinsured motorist benefits a plaintiff says they are owed as part of a rear-end collision claim, a federal judge has ruled.

  • Daily Business Review

    Judicial Privilege Barred Insurer's Claims Against Coverage Lawyers, Third Circuit Rules

    By Steven A. Meyerowitz | September 20, 2017

    The U.S. Court of Appeals for the Third Circuit has affirmed a decision by the U.S. District Court for the Eastern District of Pennsylvania rejecting an insurer's negligent misrepresentation, fraud, and civil conspiracy claims against lawyers who had filed two coverage actions against the insurer.

  • The Legal Intelligencer

    Court: Reinsurer Owes Defense Costs Beyond Policy Limit

    By Zack Needles | September 8, 2017

    In a case of first impression, the Pennsylvania Superior Court has ruled that, unless explicitly stated otherwise, a reinsurer's policy limit does not cap defense costs.

  • The Legal Intelligencer

    Real Alternatives, Inc. v. Sec. Dept. of Health and Human Serv., PICS Case No. 17-1294 (3d Cir. Aug. 4, 2017) Rendell, J. (115 pages).

    By thelegalintelligencer | The Legal Intelligencer | September 1, 2017

    Having employees with religious objections to contraceptives maintain employer-provided health insurance with contraceptive coverage pursuant to the ACA's contraceptive mandate did not violate the Religious Freedom Restoration Act because the mandate did not impose a substantial burden on the employees' free exercise of religion. Summary judgment affirmed.

  • The Legal Intelligencer

    Autonomous Vehicles Predicted to Change Car Ownership, Insurance Industry

    By David J. Rosenberg and Nicholas A. Pasciullo | August 29, 2017

    Pittsburgh is at the epicenter of autonomous vehicle research and testing. Pittsburgh Uber riders are currently being serviced by a fleet of autonomous Volvo vehicles developed in conjunction with Uber's Advanced Technology Center in Pittsburgh. Ford Motor Co. committed to investing $1 billion over five years in Argo AI, a Pittsburgh-based artificial intelligence startup created by Carnegie Mellon University alumni and staff that combines computer science, robotics and artificial intelligence for fully autonomous vehicles that Ford plans to introduce in 2021. Recently, General Motors bought Cruise Automation for $1 billion and is preparing its Cadillac line for even greater automation.

  • The Legal Intelligencer

    Pa. Insurer Liquidation Tests Nation's Guaranty Association System

    By William Ellerbe | August 29, 2017

    On March 1, the Pennsylvania Commonwealth Court ordered the liquidation of affiliated long-term care insurers Penn Treaty Network America Insurance Co. (PTNA) and American Network Insurance Co. (ANIC) (collectively, Penn Treaty). Penn Treaty, which sold long-term care insurance policies for decades, had been placed into rehabilitation in January 2009 by the Pennsylvania insurance commissioner. The liquidation order followed years of litigation and efforts to rehabilitate the company. According to filings in the case, as of May 2016, the PTNA arm of Penn Treaty was insolvent by $3.82 billion and would run out of assets in 2018; with ANIC added, the total insolvency of Penn Treaty was an estimated $4.33 billion. (See In re Penn Treaty Network American Insurance, Doc. No. 1 PEN 2009, Verified Pet., July 17, 2016; In American Network Insurance, Doc. No. 1 ANI 2009, Verified Pet., July 17, 2016).

  • The Legal Intelligencer

    Airbnb and Insurance Coverage: Is It Up in the Air?

    By Allison Krupp | August 29, 2017

    Nine years. That's how long it took for Airbnb to grow from a zero-dollar company to a $30 billion company. Few other businesses in American history can boast such an impressive initial track record. Various forms of "disruptive technology"—like Airbnb—are changing the way we travel, drive, eat and live. Americans are no longer satisfied with the limited options provided by hotels, motels and traditional bed and breakfasts. Airbnb recognized this gap in the market and capitalized on it handsomely. While various other companies, including Expedia and Priceline, are racing to catch up, Airbnb remains the leading "home sharing" company. With that success, however, have come certain challenges that the government, judicial system and insurance companies are still struggling to identify and understand. One such challenge is how innovative concepts like Airbnb impact existing homeowners' insurance.

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