Although class treatment might be preferable in a case alleging that the Chicago Title Insurance Co. overcharged customers, a federal judge decertified the class in light of the Third Circuit’s reading of state court precedent on the contours of the Pennsylvania Unfair Trade Practices and Consumer Protection Law.

The opinion turned on the U.S. Court of Appeals for the Third Circuit’s holding in Hunt v. United States Tobacco, issued in 2008, two years after the case against Chicago Title Insurance was filed and a year after lead plaintiff Pearl Cohen was granted class status.