An Allegheny County judge has granted two insurers’ bids to free themselves from defending and indemnifying a builder who’s been sued over faulty workmanship by a property owner and retail chain.

Court of Common Pleas Judge R. Stanton Wettick Jr. ruled that American Home Assurance Co. and National Union Fire Insurance Co. were cleared of defense and indemnity coverage because the insured builder, Trumbull Corp., could not prove the property damages were “occurrences,” defined by its policy as an accident.