In published rulings, trial court judges in two counties have reached conflicting results on what an injured plaintiff must show to meet the verbal threshold of the Automobile Insurance Cost Reduction Act of 1998.

The rulings differ on whether a plaintiff must show that the injury has a serious impact on his or her life, the standard enunciated by the state Supreme Court in Oswin v. Shaw, 129 N.J. 290 (1992), in interpreting a prior statute.

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