The New Jersey Appellate Division reversed an order granting State Farm summary judgment in a breach of policy case where a man claimed that the delayed approval of a medical test caused him permanent injury.

After Miguel Vera was injured in a car accident, he sued his insurer, State Farm Indemnity Co., for breach of policy for a delayed approval of his medical test and surgery. Vera claimed his condition was made worse and became permanent due to the delay. The Cumberland County trial court granted summary judgment to State Farm and dismissed Vera’s claim with prejudice.

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