A doctor addicted to crystal methamphetamine lost his ability to practice plastic surgery before the state took away his medical license, an appellate panel found, making an important distinction in determining whether the doctor’s insurer is obligated to provide him with medical disability coverage.
A 4-0 panel of the Appellate Division, Second Department, rejected Northwestern Mutual Life Insurance Company’s attempt to dismiss on summary judgment Brad Jacobs’ suit seeking disability payments. The insurer claimed Jacobs’ debility resulted from the loss of his medical license, and not, as he maintained, from a bipolar disorder that he said he tried to self -medicate by using crystal meth and anti-depressants.
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