By Miller, J.P.; Angiolillo, Eng and Austin, JJ.

HSBC Bank USA, N.A., etc., ap, v. Justine Betts, respondent def — (Index No. 21336/07)In an action to foreclose a mortgage, the plaintiff appeals from an order of the Supreme Court, Kings County (Schack, J.), dated April 23, 2008, which denied its application for leave to enter a default judgment against the defendant Justine Betts and for an order of reference, with leave to renew upon its presentation of an affidavit submitted either by an officer of the plaintiff, or of a person acting with a valid power of attorney from the plaintiff, with personal knowledge of the relevant facts constituting the claim, the default, and the amount due, an affidavit from Scott Anderson describing his employment history for the past three years, a proper assignment to the plaintiff of the subject consolidated mortgage and note, recorded in the Office of the City Register, Kings County, at CRFN 2005000535931, and an affidavit from an officer of the plaintiff explaining why it purchased a nonperforming loan from Delta Funding Corporation, and why it shares office space at Suite 100, 1661 Worthington Road, West Palm Beach, Florida, with Ocwen Federal Bank FSB, Mortgage Electronic Registration Systems, Inc., Deutsche Bank, and Goldman Sachs.