An essential component of consumer bankruptcy law is the bankruptcy judge. An important bankruptcy judge concerning the development of consumer bankruptcy law and the administration of judicial systems in the United States is Judge Cecelia G. Morris. Although the vast majority of lawyers have never had a matter with Judge Morris, she has impacted the manner in which every lawyer practices law in the United States.

Judge Morris has been a U.S. Bankruptcy Judge for the Southern District of New York for over 22 years. Prior to ascending to the bench, Judge Morris was the Clerk of the Court of the U.S. Bankruptcy Court for the Southern District of New York. Judge Morris has had a profound impact on the administration and practice of law in the United States. Judge Morris has played an important role in the development and implementation of electronic case filing in the federal court system; she has played an important role in the development and implementation of mediation in bankruptcy cases; she has played an important role in the development and implementation of loss mitigation concerning delinquent mortgages; she successfully led the U.S. Bankruptcy Court for the Southern District of New York through the COVID-19 pandemic; she has played an important role in the development of the largest consumer bankruptcy continuing legal education program in southern New York; and she has issued consequential consumer bankruptcy decisions.