The Georgia Court of Appeals turned Georgia indemnity law on its head in a Monday opinion issued in a case where King & Spalding clients, who had been ordered to pay Troutman Pepper $4.7M, asked the court for their money back, according to defendant-appellee attorney J. Randolph “Randy “Evans of Squire Patton Boggs.

While the court determined that Evans’ clients wouldn’t need to pay the $4.7 million back, it also reversed a trial court order requiring the plaintiff-appellants to pay attorney fees and litigation costs. According to Evans, the opinion boils down to this: If an insured can borrow the money with interest for a defense, then they have not suffered irreparable injury and cannot enforce the duty to defend.