A federal judge in Savannah, Georgia, has dismissed a putative class action leveling claims of racial discrimination against an insurance company over its marketing of “industrial life” policies—relatively low value policies that can end up paying less than the accrued premiums.   

The complaint accused United Insurance Company of America of targeting Black households for sales of its industrial life policies, described as those that usually have a face value between $1,000 and $5,000, generally intended to cover funeral and other end-life expenses.