In an opinion released Oct. 23, the Florida Supreme Court upheld a family vehicle exclusion in an automobile insurance policy issued by Travelers Commercial Insurance Co., and held that a nonstacking uninsured motorist coverage election signed by the named insured applied to all insureds under the policy.

Crystal Harrington was injured in a single-car accident while riding as a passenger in a car owned by her father, but driven with permission by a nonfamily member, Joey Williams. The car was insured by Travelers, and Harrington’s mother was the named insured and purchaser of the policy, which provided $100,000 in liability coverage per person and $300,000 per accident.

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