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The insurance industry’s latest attack on Florida’s insurance laws, Civil Remedies Against Insurers (HB 427), died in the House Civil Justice Committee.

Almost every year, the insurance industry backs a bill designed to reduce or eliminate the duty to protect policyholders. In 2011, it was HB 1187; in 2009, it was HB 1463. These bills typically are proposed by a conservative member of the Legislature, which is odd considering Florida’s small businesses need protection the most.

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