With lawmakers taking widely different stances on what would be best for consumers, the Florida Senate passed a major property-insurance bill that targets roof-damage claims and litigation against insurance companies.

Supporters of the bill (SB 76) said lawmakers need to approve it to curb soaring insurance rates for homeowners. They said private insurers are grappling with large financial losses that have led to rate increases and customers shifting to the state-backed Citizens Property Insurance Corp. for coverage.