The Florida House and Senate will have to work out differences if they want to end Florida’s long-standing no-fault auto insurance system, while the state’s insurance commissioner remains hesitant on the repeal effort.

The House Civil Justice & Property Rights Subcommittee unanimously approved a bill Wednesday (HB 719) that would eliminate no-fault and its requirement that motorists carry personal-injury protection, or PIP, coverage and mandate bodily injury coverage.