Many small businesses in South Florida have suffered major losses as a result of government-ordered closures in response to the COVID-19 pandemic. Although some have received a bit of relief from the federal Paycheck Protection Program (PPP), many others have been left out and are feeling the pain. Some are even out of business forever.

Fortunately, most businesses have a viable path to recover some of their losses. Their hope is located in the language of the benefits provisions of their commercial insurance policies. This type of coverage is known as “business interruption insurance.”

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