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Jeffrey Gilbert shareholder with Cozen O’Connor, in Miami. Jeffrey Gilbert shareholder with Cozen O’Connor, in Miami.

I never expected to be writing this article on my laptop at home about the coronavirus pandemic, and its unprecedented, sad and agonizing effects on our families, friends and colleagues. And its likely effects on commercial and residential loans, potential foreclosures and inevitable related real estate litigation. I expected to be enjoying (after business hours, of course) my 36-year spring ritual of cheering the world’s elite tennis players during sun baked matches at the two-week Miami Open. But now I am multitasking—working from home, caring for a family member who has the virus (luckily a mild case), overseeing my youngest son’s completion of his (now virtual) senior year of high school, and thinking about the new world health and medical order and economy that we all are experiencing today and most definitely for several months to come. And 2020 had looked so promising, both health and business-wise, just several weeks ago … .

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