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Anita Byer, president of Setnor Byer Insurance & Risk in Plantation, FL. Anita Byer, president of Setnor Byer Insurance & Risk in Plantation, Florida.

Recent incidents in El Paso, Texas and Dayton, Ohio, along with mass shootings that have been occurring on an almost weekly basis in United States since 2013, remind us that we are no longer dealing with “once in a lifetime” tragedies, but with disturbingly regular occurrences that some may describe as “sufficiently foreseeable.” Wherever a crowd gathers, it may now be reasonable to assume that organizations will be asked by society about measures undertaken to protect patrons and invitees from harm, and if an incident occurs, about the reasonableness of their failure to protect.

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