The Connecticut Supreme Court has finally shed the illuminating radiance of reason and respect for traditional rules of contract to dispose of the shadowy notion that insurance companies that have fully complied with their policies can still be sued for how they acted toward a policyholder seeking money for an uncovered claim.

As a practical matter, the issuance of controlling law on the issue from the Connecticut Supreme Court should simplify insurance coverage cases in the U.S. District Court where dicta from a respected judge was frequently cited to keep alive a companion cause of action that raised issues such a motive that are difficult to resolve short of trial.