Reversing a Philadelphia trial judge, the majority of a Superior Court panel has indicated that language common in many auto insurance policies provides coverage to those who suffer post-traumatic stress disorder as a result of motor vehicle accidents — even if those claimants weren’t physically injured in the accidents.

Glikman v. Progressive Casualty Insurance Co. stems from a woman’s claim for first-party medical benefits after she was diagnosed with post-traumatic stress disorder in the wake of witnessing her husband being fatally run over by a Progressive insured as the couple walked together across Roosevelt Boulevard.