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Reversed and Remanded and Opinion filed July 22, 2010.

OPINION

Appellant Darrell Dean Valenzuela appeals the trial court’s grant of summary judgment in favor of appellee State & County Mutual Fire Insurance Company (“State & County”). Valenzuela challenges the trial court’s ruling on the grounds: (1) State & County’s summary-judgment evidence is not competent; and (2) State & County has failed to prove as a matter of fact that it was prejudiced by Torres’s lack of notice and lack of cooperation. We reverse and remand the case for further proceedings in accordance with this opinion.

 
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