An insurance company must defend a homeowner who was sued for negligence after her son decapitated and dismembered a neighbor, a New York state judge has ruled. Metropolitan Property and Casualty Insurance had argued that the murder was not an "accident" and was not covered by the woman's umbrella policy. But Nassau Supreme Court Justice Randy Sue Marber concluded that, since the insured "obviously did not expect and could not foresee her son murdering [her neighbor], that act was in fact an 'accident' from her point of view."
July 08, 2010 at 12:00 AM
1 minute read
The original version of this story was published on Law.Com
An insurance company must defend a Long Island, N.Y., homeowner who was sued for negligence after her son decapitated and dismembered a neighbor, a state judge has ruled.
The Metropolitan Property and Casualty Insurance Co. had argued that the murder was not an “accident” and therefore was not covered by the woman’s umbrella policy.
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