Adding to both its own existing case law and the growing body of federal jurisprudence on COVID-19 business interruption policies, the U.S. Circuit Court of Appeals for the Sixth Circuit on Wednesday upheld an insurer’s denial of coverage to several Michigan restaurants for pandemic-related losses. 

The appellate panel held that the Cincinnati Insurance Co. rightfully denied coverage to Michigan-based businesses who tried to seek support for economic losses during the COVID-19 pandemic.