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A Chicago federal judge has allowed plaintiffs to proceed in multidistrict litigation bellwether cases challenging an insurer’s denials of their COVID-19-linked requests for business interruption coverage.

The detailed opinion by U.S. District Judge Edmond Chang of the Northern District of Illinois focused largely on two key elements found in the relevant policy language issued by defendant Society Insurance: causation and the meaning of “direct physical loss” as applied to the plaintiff establishments that saw their business and profits crater as the coronavirus took hold and restaurants and lodging places were forced to either partially or completely close.

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Jason Grant

Jason Grant is a staff writer covering legal stories and cases for the New York Law Journal, the National Law Journal and Law.com, and a former practicing attorney. He's written and reported previously for the New York Times, the Star-Ledger, the L.A. Times and other publications. Contact him at [email protected] On Twitter, pls find him @JasonBarrGrant

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