As another year draws to a close, there is no better time to think back on the past, appreciate the present, and prepare for the future. Indeed, look no further than one of Charles Dickens’ most beloved characters: the eminently successful professional visited by three ghosts during the holiday season, each of which imparted unique wisdom that fostered positive growth.

Through a series of introspective experiences, the character transformed from a heartless penny-pincher unbothered by the suffering of others to a generous and tenderhearted hero saving his employee’s family from heartbreak and despair.

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