While paring down all but one claim in a fair debt collection class action against financial giant JP Morgan Chase, a federal judge has allowed the litigation to proceed under Pennsylvania’s  Unfair Trade Practices and Consumer Protection Laws Act.

In her order and opinion issued Nov. 7, U.S. District Judge Nitza I. Quiñones Alejandro of the Eastern District of Pennsylvania granted the bank’s motion to dismiss several federal consumer protection claims and debt collection claims.

According to the judge, in regard to their bankruptcy, “Plaintiffs contend that defendant failed to honor the parties’ negotiated agreement that plaintiffs’ future mortgage and escrow payments would not include a sum for insurance premiums and as a consequence, defendant misapplied plaintiffs’ monthly mortgage payments resulting in the incurrence of late fees and other penalties.”