A Monroe County judge has ruled that a driver with an insurance policy covering four cars is entitled to $400,000 in stacked uninsured/underinsured motorist benefits because he did not sign new waivers when he added his most recent vehicles to the policy.

Monroe County Court of Common Pleas Judge David J. Williamson’s ruling came in the case of Newhook v. Erie Insurance Exchange. Plaintiff Kenneth Newhook sued Erie seeking a declaratory judgment that he was entitled to the stacking coverage, which Williamson granted.