This story is reprinted with permission from the Insurance Coverage Law Center, the industry’s only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe. 

The U.S. Court of Appeals for the Third Circuit, affirming a district court’s decision, has rejected two employees’ claims that they were entitled to $1 million in underinsured motorist (UIM) benefits after finding that their employer had validly chosen only $35,000 in such benefits.

The Case

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