Denial of Coverage • Breach • Statutory Bad Faith • Flood Damage

Heller’s Gas, Inc. v. Int’l Ins. Co. of Hannover Ltd., PICS Case No. 17-1454 (M.D. Pa. Sep. 18, 2017) Brann, U.S.D.J. (39 pages).

Plaintiff not entitled to insurance coverage for sinkholes that opened beneath propane storage tanks, where plaintiff’s policy only provided coverage for a direct physical loss to the tanks, which did not suffer damage, and not for damage to the land at plaintiff’s facility. Defendants’ motion for summary judgment granted.