Discover Financial Services was founded in 1986 as a general-use credit card launched by former parent Sears, Roebuck and Co. Today, Riverwoods, Ill.-based Discover describes itself as a direct banking and payment services company. It operates the Discover card and offers home loans, private student loans, personal loans, online savings accounts, certificates of deposit and money-market accounts through its direct banking business.
Its payment businesses consist of Discover Network’s millions of merchant and cash access locations; PULSE, a major U.S. ATM/debit network; and Diners Club International, operating in more than 185 countries and territories. The company employs 13,000 people worldwide.
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