No-one wants their estate or their estate planning to devolve into litigation and family feuds. Everyone would like to minimise the tax exposure of their estate on death. Why do so many otherwise highly successful people fail on both fronts? The failure flows from a toxic combination of current trends and human nature.

First, there are no secrets anymore. Information is in hands which are potentially hostile to any number of trusts from the conventional government revenues, excluded beneficiaries, and disinherited heirs to some very modern new enemies.