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Any discussion of the Financial Services Authority (FSA), invariably results in the words ‘Legal & General’ being uttered. In January this year, the UK’s Financial Services and Markets Tribunal (FSMT) appeared to give a slap on the wrist to the FSA for the ‘significant error’ it had made in its investigation of alleged mis-selling that resulted in an initial £1.1m fine, later reduced to £575,000 by the FSMT.


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