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Samuel C. Evans sued Ohio Casualty Insurance Company and United Services Automobile Association USAA to settle claims for damage to property caused by fire.1 Both Ohio Casualty and USAA defended on the ground that any claim was barred because Evans did not comply with procedural requirements of the respective insurance contracts. The trial court granted summary judgment to Ohio Casualty and USAA, and Evans files a pro se appeal. We affirm in part and reverse in part. Summary judgment is appropriate where ” ‘the court, viewing all the facts and reasonable inferences from those facts in a light most favorable to the non-moving party, concludes that the evidence does not create a triable issue as to each essential element of the case.’ ” Appleby v. Merastar Insurance Co. , 223 Ga. App. 463 477 SE2d 887 1996, quoting Lau’s Corp. v. Haskins , 261 Ga. 491, 495 4 405 SE2d 474 1991.

Viewed in this light, the evidence showed that property, owned by Evans and insured by both Ohio Casualty and USAA, was destroyed by fire on June 27, 1998. Ohio Casualty refused to settle any claim with respect to the property as did USAA. In the case of a loss to covered property, both contracts of insurance required, inter alia, that Evans send to the insurers, within 60 days after requested, a sworn proof of loss, and that Evans submit to an examination under oath as often as the insurers reasonably required.

 
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