ATLANTA AP – Most of Georgia’s low and moderate income residents face a pressing civil legal problem each year, and most of them try to resolve it themselves without a lawyer’s help, the state’s bar association said in a study unveiled Wednesday.

Attorneys who do free legal work for charity and other leading lawyers say they will use the study to press for more funding for legal aid efforts, more public education focused on prevention and new ways to mediate concerns. It’s the first study of its kind in 15 years.