An Atlanta law firm that has no New York-licensed attorneys did not violate the Fair Debt Collection Practices Act by writing a dunning letter to a Syracuse debtor indicating its creditor client would “consider additional remedies to recover the balance due” if the man did not respond, a federal judge has held.
Judge David N. Hurd for the federal court for the Northern District of New York ruled that the claims of the debtor, James Nichols, misinterpret �§1692e3 of the Fair Debt Collection Practices Act, which proscribes “the false representation or implication that any individual is an attorney or that any communication is from an attorney.”
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