A litigation funding company is immune from claims that its business model violates Georgia law by charging interest rates prohibited under the state’s Payday Lending Act, the U.S. Court of Appeals for the Eleventh Circuit said.

The ruling echoes an order entered last year by a Southern District of Georgia federal judge who “with reluctance” dismissed a putative class action against Oasis Legal Financing filed on behalf of several plaintiffs who had borrowed relatively small sums of $3,000 or less, then been hit with demands to repay significantly more when their cases were resolved.