In a ruling likely to resonate well beyond the College Park, Georgia, city limits, the state Court of Appeals agreed that sovereign immunity does not insulate the city’s insurer from claims by the families of three people killed when a suspect fleeing police hit the car they were riding in.  

The city’s insurer had argued that Georgia law limiting a municipality’s liability exposure to $700,000 for the incident shielded it from having to pay more if the plaintiffs’ claims succeed, but an appellate panel said the city’s purchase of $5 million in primary and excess coverage—and the terms of its policies—waived applicable statutory limits.

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