The Personal Injury Protection, or PIP, system in Florida was adopted Jan. 1, 1972, with the goal of efficiently providing certain benefits to individuals involved in automobile accidents, regardless of fault. The system currently provides up to $10,000 in no-fault medical, wage loss and death benefits.
For years, a major concern regarding PIP in Florida has been the widespread fraud permeating the system. This fraud has resulted in significantly elevated PIP premiums that make up a disproportionate percentage of the average motorist’s automobile insurance premium.
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