A federal district court in Florida ruled a cross-liability exclusion in an insurance policy issued to Miami Beach a condominium association unambiguously precluded coverage of a lawsuit filed by a condo owner.

Lucrezzia Davidson, a unit owner at Aquasol Condominium Association Inc., sued Aquasol under breach of contract and negligence theories for damage blamed on contractors after Hurricane Irma. Davidson asserted she notified Aquasol of the damage, Aquasol retained repair companies, and they damaged her property and failed to remediate mold.

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