Insurers do not need to send out a new sign-down form for UM/UIM coverage when an insured person who already had lower limits of the coverage changes another aspect of his policy, a unanimous Pennsylvania Supreme Court ruled in an issue of first impression.

The court ruled in Blood v. Old Guard Insurance Co., PICS Case No. 07-1882 (Pa. Nov. 20, 2007) Baldwin, J. (15 pages) that the Motor Vehicle Financial Responsibility Law (MVFRL) does not mandate that insurance companies re-comply with the MVFRL’s provisions regarding uninsured/underinsured motorist coverage each time a policy is amended.

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